Asuransi Ekawarsa Adalah – Premiums are considered income for the company. Recognized as the company’s income in separate account funds: Participating funds, Tabarru funds Tanahud funds and company funds participating in the company company that dedicates risks to its peers (shared risks) as managers (operators)
Tabarru funds Tanahud funds investment funds funds funds funds funds funds funds basic separation of assets and liabilities basic separation of assets and liabilities Qard refunds Qard Refunds Funds Tabarru ‘. The costs related to the management of the property of the Tabaru Fund, if the land of the land is refunded, the cost of the company land is managed by the company.
Asuransi Ekawarsa Adalah
5 POJK No. 72/POJK.05/2016 Participants’ status has experienced disasters such as death, illness, disability, the criticism of Tanahud Dana of Tanahud Dana in the disease, anuity products specifically used in pension plans, That a person’s situation is a participatory participatory.
Pt Heksa Solution Insurance
6 POJK No. 72/POJK.05/2016 liabilities calculated at solvency level, as discussed: technical allowance
POJK No. 72/POJK.05/2016 Supply Allowance, by donation to provide contributions that have not yet received a technical allowance from Tabarru Dana ‘/Tanahud
PMK 2016 POJK 72 on November 11, 2011, PMK 228 in 2012, SEOJK No.10/2015 The impact of the gap between 1 (one) year (one), (determines the rate of return of publishing of the publish IBPA) If there is a discount if the discount rate drops, the donation will increase the initial donation if the discount rate drops. % of claims and no other allowance when payment is different, then just the location of the change
POJK 2016 PMK 11 November 2011, 2012 PMK 228, SEOJK No.10/2015 Disaster Risk Allowance GAPS – Increased technical allowance
Smile Optima Flexilink: Asuransi Jiwa Dan Investasi
An example of the POJK 72 calculation method for 2016 is the preliminary contribution of the product of Tabarru funds and expenditure that takes place during the YAD time using the best estimate + margin worship. Income: Tabarru donations and land expenditure: All costs related to Tabarru funds/Tanahud funds do not include: Investment/Expenditure Receipts/Spending, Revenue/Expenditure/Expenditure, and Being eligible for a product link unit or savings products (term contract) More than 1 year), use a Tabarru rate immediately or repair (flat throughout the contract, irreversible) traditional products: futures insurance, credit insurance reduction, education insurance, life insurance. Contract period> 1 year of insurance loss loss, a donation, is not evaluated
POJK 72 Calculation Methods for 2016 The maximum profit -contribution product (PAKYBMP, parybd) PAKYBMP: PAKYBMP) PAKYBMP: PABARRU contribute -Contelling)/Tabarru Hasdonated within 1 year unit unit unit or with savings elements in elements of Elemental Elements Tabaru Product Rate Follows Participant Age Panic Profile and ECAWARA, annual health insurance, annual insurance loss, annual insurance, annual insurance
Initial Example Product Disaster Risk Benefits for POJK 72 Calculation Method for 2016 Self Maintenance X Issuing Tabaru funds to pay insurance advantages
POJK 2016 PMK 11 2011 and PMK 228 2012 Donation allowances are not subject to prescribed contributions allowances because if benefits are paid for it, the product is an allowance condition for long -term supply of hazardous allowances at risk disaster, calculating the risk at disaster
Pt. Aj Syariah Bumiputera Denpasar (@ajsbumiputera_denpasar) • Instagram Photos And Videos
Calculation Method: The current Ujrah income value that has not been realized and the expected spending of the company’s funds will take place during the YAD period and use the best estimate + the scope of convincing technical allowance. Paydi corporate funds provide a warranty for investment calculation methods: the main points differ more while guarantee the accumulation of PayDi assets. Product: Insurance products with saving elements in unit or non-unit form, the company guarantees major investments
Examples of the initial UJRAH product of POJK 72 calculation methods have not been produced. Note: Traditional products: Ujila after reducing the marketing committee. Unit Link Products: UJRAH insurance fees (Basic Products and Rider) Unit Link Products or products with Elements of Simplification may be regularly updated by UJRAH received and not promising others more obtained from company funds. Ekawara Insurance, annual health insurance, annual insurance loss
POJK 72 Calculation Method for initial example of UJRAH’s current value and company fees and company fees are expected to take place during YAD during YAD and use the best estimate + Margin Income Convergence: UJRAH COMPANY For investments production of investments for Tabarru funds and Tabarru funds. Or the participant’s participant investment fund is part of another income company: management fees, other fees charged to policy holders or participants. Cost: All costs earned by company funds, and other benefits paid from the Link Product product or product saving (contract term exceeds 1 year), at the rate of Interest or repair by Tabaru (the full) contract, is irreversible) Product Traditional products: Futures Insurance, Credit insurance reduction, education insurance, life insurance, risks to Product of insurance loss, contract term> 1 year, a donation, cannot be evaluated
Once premium 25,000,000 1,68%9%UJRAH Committee Marketing Cost Operating Cost Profit Investment 25%1 8,750,000 (6,250,000) (1,250,000) (1,250,000) (120,000) (120,000) (120,000) (120,000) (120,000) 101, 700 ) (120,000) (120,000) (120,000) 101, 700) 1,231,700 2 (10,800) (130,800) 3 4 5 6 7 8 9 10 11 12 13 14 15
Blife Plan Multi Protection Plus
Premium 25,000,000 0.69%9%UJRAH Committee Marketing Cost Operational Investment Investment Investment Investment Investment Investment 25%1 8,750,000 (6,250,000,000) (1,250,000) (1,250,000) (000) (120,000) (120,000) 101, 700 (1, 049, 456) 182, 244 2 83, 651 46, 538 10, 189 3 79, 463 49, 796 9, 258 4 74, 981 53, 281 8, 262 5 70, 186 57, 011 7, 17,197 6 65,055 61,002 6,057 7 59,565 65,272 4,272 4,837 8 53,6905 69,841 3,531 9 47,404 74,730 2,134 10 40,679 79,961 640 11 33,482 85, 558 (960) 12 25, 782 91, 547 (2, 671) 956 (4, 502) 14 8, 727 104, 727 104, 813 (6, 461 ) 15-15-15-15-112, 150 (7, 850)
PU 8, 102, 295 8, 177, 570 1 1, 049, 456-2 1, 002, 918 3 953, 122 4 899, 841 5 842, 830 6 781, 828 7 716, 556, 556 8716 646, 715 9 571, 985 10 492, 024 11 406, 465 12 314, 918 13 216, 962 14 112, 150 15
The Actuary Software System is sufficient Actuary (provides changes in discount levels, contributions such as stress tests to business plans, etc.) to understand data
The company’s fund allowance and its impact on company financial statements. Examples: Premium products and places where income is recognized. Business plan preparation of a company is associated with solvency changes, DTMBR and MMBR goals
Bni Life Smart Education
To work the website, we recorded user data and share it with the processor. To use this website, you must agree with our privacy policy, including the cookie policy.
