Insurance Haram – Insurance is a modern financial device that provides security to modern losses, but the matching with its Islamic laws is established. Islam in Islam in Issal or Haram? In order to detect the answer, we must consider the principles of Islamic laws (scholarship) (scholarships), and the scholars are what insurance is clearly understanding.
The prohibition (interest), Garaar (Excessive uncertainty), Mirir (gamble), all of them are directed to defend legitimacy and exploitation. These principles have a significantly influence on financial agreements, including the decisions on insurance. Financial operations in Islam should not include immoral gains or uncertainty, which can damage the other side.
Insurance Haram
Most scholars believe that these factors are not coming to the principles of Islam. For example, the academy of the Islamic threads and several apiers shows these problems that underliges the importance of moral practice.
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Let’s see ancient Arabic trade that he wanted to provide the caravan with losses during trading. He proposed to share the game than his partner than his partner than his partner. This principle also uses the halal trade today.
Scientists’ Feedback: Some scientists, especially in important occasions, insurance special types of insurance are allowed. For example, Saudi Arabia allows health insurance, and based on the principles of mutual help.
The end of the Shari’ah to give an alternative alternative, which was entered into a takyulk. This cooperative system is contributed to the members of the fund. Unlike the usual insurance, avoid a riba, garar and micome from the tactial. This model works on mutual cooperation and danger, which is accepted within Islamic finance.
Islam arouses the moral economic choice, to avoid Garam practice. It is important to address local Islamic officers for clarity because they are underway in the basis of financial landscape and local needs. In Haram, good, Muslims can be respected by the Makia and respect the moral limit of Islam.
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Insurance ensures the peace and financial security of the mind, which is equal to physical persons and work. For example, the farmers of the prophet Muhammad were allowed to predetermine the success, regardless of some unknown. This relieved life and allowed to prepare for the future.
Also, today, insurance cannot perform unexpected events without being high costs.
Some experts believe that the contract is clear and fair, some traditional insurance may be halal. Others prefer to control Takal insurance.
In the end, the decision to insure the Khalat or Haram to insurers, and the type of insurance and the person is the Islamic rules. If you don’t believe, knowledge scientists are always a good idea to check and check in contact. Does the non-castle insurance insurance policy canceled, does the moroffor are in Singapore? Don’t you think you need any other insurance?
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Although we are not financially consultant, this article believe that this article believes that it is a simplified manual for our society in Singapore.
So we consider it important to understand the essence of insurance. The basic policy of wealth, which is named for the insurance, including the main pillar of riches, includes unique concept.
It will be built between your politician and insurance company, insurance, insurance, as death, as a general permanent disability, criticism or other unexpected shortcomings. This agreement is based on your clear permission.
Answer is simple: insurance for everyone. Whether your children will come, or the landlord that protects your property, or insurance will serve as a valuable security network that will give you peace of mind. If you are transported in advance, you will be fine.
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For example, let’s look at the couple with three children. Due to accidents, the hospital, proper insurance, providing financial assistance to compensate for life costs, the hospital, is remanded.
In addition, if one or both of the people experience a disability, the insurance can help elevate financial stress by paying many and skills and rehabilitation costs.
This fulfilling the necessary care and support by lightening the financial weight of the family.
So, what is insurance, and how does it work? Basically, the policy pays so much release to insurer, and then collects this money into the mass container.
Holistic Life Solution
In the event of a negative house, the insurance that appears in the insurer, and allows the political housewife, the political housewife.
Insurance companies use information and complex models, and the policy awards are in accordance with the opportunity.
The first, insurance, significant, life guard is capable of being. The concept of risk management is not only in Islam but also supported by the Qur’an and circumcision (Is there peace, and the doctrines of the prophet Muhammad).
To explain the importance of protection for future uncertainties, we are in the Qur’an, separate, separate, separate, separate, 47.
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The prophet Joseph advises the king to gather the king for many years, and it will preserve it for years.
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Anas is found in Hadit who reported the preliminary measures of human property.
He asked the prophet Jehovah to attack the prophet the prophet Muhammad and trust him in anger, and trusting it.
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However, due to the essence of the traditional insuration policy, this agreements are required to determine the need for Islamic principles (GHARAR-RAW game (Maarir).
Let us depend on the meanings of these three elements and their today’s insurance policy.
Interesting means united money exchange. In the case of insurance, two different interest may arise.
First, when the policy paid monthly or annual premiums, the amount they paid to the amount of the amount that promises the home fire or the amount of the total pork (TPD).
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Although insurance costs can be considered, investment may be partially partially partially partially partially partially partially, interested in interest.
Income in this investment later sent to policy or added to their money.
According to the 186’s, Suara Al-Baqarah forbids the suspension of the war against those who are concerned with Allah and his apostles.
The prophet Muhammad (the peace of them) stressed the second of Shirk, which shows the combination of partners with Allah. Therefore, Muslims should be interested in its various forms and words.
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Garar is usually related to the circumstances translated as uncertainty, and the conditions of knowledge or non-transactions. For example, if the buyer is still unborn, it is considered a garar, or even whether the seller is a sailor is a seller.
In the case of insurance, the Garar is an event occurring, from spinning. In spite of commonplaces and complex realistic models, those insured cannot be accurate.
In addition, in the event of only one premium, but in case of the insurets, they must pay the promised amount, which may be more important than received.
Although the word “muses” is usually translated as gambling, we can also understand it in the second account of one party.
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In the case of insurance, Meer appears, as the political owner or insurer may be considered the “winner” depending on the occurrence or emerging. If the insured event is held, they appear as a “winner” as a result of claiming policy.
On the other hand, if insured is not an insured, the insurer is considered as “winner” because they do not have to make any payment.
This is due to the essence of the purchasing and sales agreements, the essence of the excessively violation (garars), and the essence of the esherr. (Fever).
It should not be noted that is not required by Islam unnecessary loads; On the contrary, he determines the rules of God that must be fulfilled.
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So the insurance needs to study alternative forms of